Category Archives: Business Financial Services

General Insurance
Regardless of the size of your operations, obtaining the right insurance coverage for your business is imperative to ensuring your livelihood is adequately safeguarded. And that you’re appropriately protected from a variety of claims that could include bodily injury, property damage, business interruptions or other liability exposures that can arise from the regular running of a business.

A.D. Avallis Financial offers a holistic set of products ranging from basic property insurance such as fire & water damage, theft and liability insurance which include public liability, product liability, general liability, professional liability, director’s & officer’s liability; to highly specialized risk management products for the marine and construction sectors. We’re committed to empowering you with all the expert advice you’ll need for a precise and encompassing solution that aligns perfectly to your business’s specific set of needs.

Reach out to an A.D. Avallis Financial consultant to find out more on how we can help you tailor a comprehensive policy solution for your business today.

Learn more about our General Insurance product and service offerings.

General Insurance Products and Services

At A.D. Avallis Financial, we make it our mission to deliver high-quality products and services that provide the best available protection at optimal value to our clients. Our services include reviewing and analyzing your organization’s risk exposure to obtaining and negotiating for competitive terms and quotations from insurance providers. This is part of our commitment to ensure we recommend and deliver appropriate business insurance products that meet your organization’s cost and budget requirements.

Covering both local and overseas risk placements, A.D. Avallis Financial also sees you through beyond the quotation and implementation stage. We help facilitate claims administration and the management of policy servicing matters such as policy changes, extensions, additions and improvements. With A.D. Avallis Financial, you can rest easy that your business is in safe hands.

Our extensive range of products can be customized according to your needs. These include:

Industrial and Commercial Insurance

  • Industrial All Risks
  • Fire & Extraneous Perils
  • Consequential Loss
  • Burglary
  • Plate Glass
  • Computer/Computer Breakdown
  • Professional Indemnity
  • Director’s & Officer’s Liability
  • Public Liability
  • Work Injury Compensation
  • Money
  • Fidelity Guarantee
  • Motor
  • Products Liability
  • Deterioration of Stocks
  • Machinery Breakdown
  • Credit Risk
  • Crime
  • Performance Bond
  • Contractors’ All Risks
  • Erection All Risks
  • Third Party Liability
  • Aviation Liability
  • Strata Titles
  • Fine Arts
  • Jewellery
  • Exhibition
  • Bailees’/Carriers’ Liability
  • Hole-In-One


 Marine and Related Insurance

  • Marine Cargo
  • Hull and Machinery
  • Protection and Indemnity
  • Warehousemen’s Liability


 Personal Lines Insurance

  • Motor – All makes & models
  • Home Insurance
  • Travel
  • Personal Accident
  • Maid


Life and Health Insurance

  • Term Life Scheme (Individual and Group)
  • Personal Accident (Individual and Group)
  • Hospital and Surgical Scheme (Individual and Group)
  • Catastropic Medical Scheme
  • Group Dread Disease Scheme
  • Group Disability Income Scheme
  • Keyman

To find out more, speak to an A.D.Avallis Financial Consultant today.

Employee Benefits
Contrary to popular belief, a business’s top competitive advantage doesn’t depend purely on an unrivaled product or service. It’s also driven by a healthy and engaged workforce. Energize your employees and power your business to the next level today by providing a suite of benefits that will free your workforce to be their best at work.

Competitive & Comprehensive Suite Of Offerings

A.D. Avallis Financial’s wide network of partner institutions enables us to negotiate with our product providers to procure benefits ideal for your organization’s needs, at the most competitive rates. From determining business risks to reviewing current plans and policy terms, we help you identify gaps in your current plans to design and develop a comprehensive and effective group employee benefit package. Unique to the needs of your business, complete with an effective claims management process and ongoing plan administration. We’ll guide you through the implementation process from start to finish, and follow up with regular periodic reviews to ensure that your programme remains relevant with changing marketplace needs.

Accompanied by the A.D. Avallis Financial Advantage Programme

But that’s not all. Our employee benefits package also comes with the A.D. Avallis Financial Advantage Programme.  We help your employees understand how to complement the group employee benefits programme with their existing personal medical insurance. At no additional cost, your workforce enjoys access to a wide range of A.D. Avallis Financial products and financial advisory services, covering investments, retirement, child education, long-term healthcare and personal financial planning.

Find out more today about the A.D. Avallis Advantage Programme and our extensive range of group insurance solutions.

Business Continuity
You’ve invested valuable time and equity to building your business. In the event of unforeseen circumstances, you want to ensure the continued viability of your business and preserve the foundations you’ve established.

We’ll help you develop a strategy to maximize the value of your business and its growth potential.

Key Person Insurance

Behind every successful company are key personnel whose contributions are integral to the continued success of the business. Loss of service of such key personnel through resignations, retirement, death or disability can have a critical impact on your business.

Key person planning protects your business through compensation and retention plans, as well as corporate incentive schemes to minimize disruption to business operations.

Guarantor Insurance

At times, it may become necessary for your business to extend Guarantor Insurance Loans backed by the personal guarantees of your company directors, creating an exposure to additional liability risk that could negatively impact the family wealth.

Guarantor Insurance schemes are designed to protect against this exposure, through the strategic structuring of insurance policies and trusts to protect your family’s assets against risk of loss due to liability claims.

Buy-Sell Arrangements

In the event of demise, disability or retirement of a shareholder in your business, you want to ensure that questions surrounding transfer of shareholding ownership and liabilities, and implications to remaining shareholders are addressed in a conclusive and unambiguous manner.

Find out how you can define a comprehensive and appropriate valuation strategy upfront, with the assurance of adequate future protection for your business.

Speak to an A.D. Avallis Financial Consultant today.